Welcome to Onemoney!
India’s First Account Aggregator Licensed by RBI
Account Aggregation is, India’s version of Open Banking, an activity licensed by RBI in which any citizen of India or MSME or any entity can take control of their financial information, by protecting their privacy and making decisions to share the same with any entity chosen by them, to monetize data – participate in Data Democracy.
No more worries about what will happen to your shared data!
Onemoney is here to offer you freedom and complete control.
Your data… Your decision… You control… What more, get ready to explore!
An Intro to Onemoney Group
To learn more about the company and its business please check out onemoney.in
Let’s explore our products and how easy it is for you to onboard.
Write to us at firstname.lastname@example.org
New to AA ecosystem?
Ready to onboard quickly?
Onemoney helps you to onboard quickly on to its AA platform. It is as simple as 1…2…3 Go!
Onemoney welcomes you onboard!!!
Dive deep to experience the journey
To onboard you in a matter of hours we have created state of the art middleware products FinPro, FinShare and MPP, all on Cloud. It is easy and quick to set yourself up on Onemoney AA platform.
- Raise, receive, and understand Consent Requests and Consent Artefacts that are core to information exchanges between FIPs and FIUs through AAs
- Encrypt and Decrypt financial data as per tech standards published by RBI
- Understand and perform all rules for using the data received or sent through AAs
New to Onemoney? Create your Onemoney VUA and Link Accounts
Sign up using your mobile number and create your Onemoney VUA. Once your Onemoney VUA is created you can Discover and link accounts. Its as simple as UPI. Onemoney SDK embedded in FinPro SDK embedded in your FIU app helps to get this done.View the detailed journey
View and Manage Consents
Once the accounts are linked then customer can view consent details and then approve / reject consent on our Onemoney SDK embedded in FinPro SDK embedded in your FIU app. Onemoney server sends OTP to authorize the consent approval to customer and generates consent artefact once approved.
View the detailed journey
Place Data Request and Fetch Data
Onemoney server places data fetch request along with consent artefact. FinShare validates the consent artefact and places data request to FIP through Onemoney AA. Once data is ready, it is fetched by FinShare and encrypted. Encrypted data sent to Onemoney server and then is sent to FinPro server. FinPro server decrypts the data and shares with the FIU. You got the data!!! Its done! In a matter of minutes!
View the detailed journey
All Done! Use our resources to set up super fast
Looking to learn more about Consent Management and Data Sharing?
Financial institutions use our APIs and SDKs to place consent requests to their customers for using their data, for a specific purpose and time-period. Customers use our apps to give or deny consent for such requests. Consents, once given, can also be paused, resumed or revoked any time through our app.
We never take customer’s banking credentials. Onemoney AA does not view or store your financial data. All data shared with enterprises and customers is by consent and encrypted end-to-end.
Onemoney Your Consent Manager and The Data Carrier
However, if you are building consumer applications to provide a financial service in Personal Finance Management, Lending, Wealth advisory domains, you are better off using our Moneyone Data API offering.