FI Schema
List of FI Schemas as proposed by ReBIT 
Deposit
Demand deposits such as savings deposit accounts, current deposit accounts.
Version 1.1
Recurring Deposit
Recurring deposit accounts
Version 1.1
Term Deposit
Term Deposits (NBFC, FD) – deposits including fixed deposit accounts. Certificates of Deposit (CD)
Version 1.1
Systematic Investment Plan (SIP)
An investment method offered by many mutual funds to investors, allowing them to invest small amounts periodically instead of lump sums.
Version 1.0
Commercial Paper (CP)
A type of unsecured, short-term debt instrument.
Version 1.0
Certificates of Deposit (CD)
A negotiable money market instrument issued for a specified period of time.
Version 1.0
Government Securities (G-Sec)
A tradeable instrument issued by the Central or State Governments.
Version 1.0
Equity Shares
It represents the form of part ownership of shareholders in a business venture.
Version 1.1
Bonds
Units of corporate debt issued by companies and securitized as tradeable assets.
Version 1.1
Debentures
A medium- to long-term debt instrument used by large companies to borrow money at a fixed rate of interest.
Version 1.0
Mutual Fund Units
An investment fund that pools money from many investors to invest in shares, securities, etc.
Version 1.1
Exchange Traded Funds (ETF)
An investment fund traded on stock exchanges.
Version 1.0
Indian Depository Receipts (IDR)
A financial instrument denominated in Indian Rupees in the form of a depository receipt.
Version 0.1
Collective Investment Schemes (CIS)
An investment scheme where various individuals come together and pool their money in order to invest their whole fund collection in a particular asset.
Version 0.1
Alternative Investment Funds (AIF) Units
Any privately pooled investment vehicle which collects funds from investors for investing it in accordance with a defined investment policy.
Version 1.0
Insurance Policies
A contract between the insurer and the policyholder, determining the claims the insurer must pay on happening of the insured contingency.
Version 1.0
Balances under the National Pension System (NPS)
A pension cum investment scheme launched by Government of India to provide old age security to Citizens of India.
Version 1.0
Units of Infrastructure Investment Trusts(INVIT)
Collective Investment Scheme similar to mutual funds, enabling investment in infrastructure projects.
Version 1.0
Units of Real Estate Investment Trusts (REIT)
A company that owns, operates or finances income-producing real estate.
Version 1.0
Credit Card
A card enabling the cardholder to make instant credit based transactions under pre-defined limit.
Version 1.0
Employee Provident Fund (EPF – Other)
A scheme that helps people save up a sufficient corpus for retirement.
Version 1.0
Public Provident Fund (PPF – Other)
A tax-free savings scheme offered by the Government of India.
Version 1.0
Unit Linked Insurance Plan (ULIP)
A product offered by insurance companies that gives investors both insurance and investment under a single integrated plan.
Version 1.0
GSTN Schema
Provides consolidated GST data for all GST FI types which includes GSTN_GSTR1, GSTN_GSTR2A and GSTN_GSTR3B.
Version 1.0