FI Schema – Deposit

FI Schema – Deposit

Deposit
Demand deposits such as savings deposit accounts, current deposit accounts.
AccountBasic Profile of the account which should include the Account Owner information, maskedAccNumber and linkedAccRef numbers, type of account specific to the FI type and any other generic details as might be pertinent for the specified FI type.
AttributesNameTypeUseAnnotation
maskedAccNumberstringrequiredMasked Account No.
linkedAccRefstringrequiredLinked account reference no. for the account
versionfloatrequiredVersion of Schema
typestringrequiredType of Schema (Fixed: "deposit")
ProfilePersonal details of the deposit account holder
Holders
AttributesAttribute NameTypeUseAnnotation
Typeenum(SINGLE, JOINT)requiredType of account held by an individual whether its single or jointly operated.
HolderAttribute NameTypeUseAnnotation
namestringrequiredName of the primary account holder
dobdaterequiredDate of Birth of Account Holder
mobileintegerrequiredPrimary mobile number of account holder.
nomineeenum(Registered, Not-Registered)requiredStatus of nominee registered with the account.
landlinestringoptionalLandline number of account holder.
addressstringoptionalAddress of account holder.
emailstringrequiredEmail ID of primary account holder.
panstringrequiredPAN no. of the Account Holder
ckycCompliancebooleanrequiredKYC status whether its completed or pending
SummaryThe value of the account, term of the deposits if relevant and any other
data that summarizes the funds in the account.
AttributesAttribute NameTypeUseAnnotation
currentBalancestringrequiredAvailable Balance.
currencystringoptionalCurrency in which transaction taken place.
exchgeRatestringoptionalCurrency conversion exchange rate for the day.
balanceDateTimedateTimeStamprequiredDate and time stamp for which current balance recorded.
typeenum(SAVINGS, CURRENT)requiredType of account whether is saving or current
branchstringrequiredLocation of branch where investment was made
facilityenum(OD, CC)requiredAdditional facility like Overdraft or Sweep In applicable for the given account.
ifscCodestringrequiredIFSC Code of the issued bank branch
micrCodestringrequiredMICR code is uniquely identifies a bank and a branch participating
in an ECS.
openingDatestringrequiredOpening date of the Deposit Account
currentODLimitstringrequiredThe portion of the sanctioned limit that is available to be drawn, as of this point in time
DrawingLimitstringrequiredSanctioned limit (overall limit given by the bank, on the OD/CC facility).
Statusenum(ACTIVE, INACTIVE)requiredAn account status with either active or inactive. An inactive account includes the dormant, inactive, or closed account.
PendingAttribute NameTypeUseAnnotation
transactionTypeenum(CREDIT, DEBIT)optionalThe amount invested or to be invested in deposits such as Fixed or Recurring.
amountfloatrequiredPending amount
TransactionsDetails of all transactions that have been posted in an account.
AttributesAttribute NameTypeUseAnnotation
startDatedaterequiredStart date of transaction or period for which details are require.
endDatedaterequiredEnd date of transaction or period for which details are require.
TransactionAttribute NameTypeUseAnnotation
txnIdstringrequiredUnique id of the transaction
amountfloatrequiredAmount of transaction.
narrationstringrequiredNararation is additional details in form of description of remark associated with investment.
typeenum(CREDIT, DEBIT)requiredType of account transaction either debit or credit
modeenum(CASH, ATM, CARD_PAYMENT, UPI, FT, OTHERS)requiredMode of investment captured whether online/demat or physical form.
currentBalancestringrequiredAvailable balance.
transactionTimeStampdateTimeStamprequiredTransaction date time stamp for particular record when transaction taken place
valueDatedaterequired
referencestringrequiredThe cheque or reference no for the given transaction.