FI Schema – Credit Card

Credit Card
Credit Card
Account	Basic Profile of the account which should include the Account Owner information, maskedAccNumber and linkedAccRef numbers, type of account specific to the FI type and any other generic details as might be pertinent for the specified FI type.
Attributes	Name	Type	Use	Annotation
	maskedAccNumber	string	required	Masked Account No.
	linkedAccRef	string	required	Linked account reference no. for the account
	version	float	required	Version of Schema
	type	string	required	Type of Schema (Fixed: "certificates_deposit")
Profile	Basic Profile of the account which should include the Account Owner information, maskedAccNumber and linkedAccRef numbers, type of account specific to the FI type and any other generic details as might be pertinent for the specified FI type.
Holders
Holder	QName	Type	Use	Annotation
	name	string	required	Name of primary holder operating the account.
	dob	date	required	Date of birth of primary account holder.
	mobile	integer	required	Primary mobile number of account holder.
	nominee	enum(Registered, Not-Registered)	required	Name of nominee associated with the account.
	dematId	string	required	Demat ID assigned or issued to investor.
	landline	string	optional	Landline no. of the Account Holder
	address	string	optional	Address of primary holder.
	email	string	required	Email ID of primary account holder.
	pan	string	required	PAN number of primary account holder.
	ckycCompliance	boolean	required	KYC status whether its completed or pending
Cards
Card	QName	Type	Use	Annotation
	cardType	enum(MASTER_CARD, VISA, RUPAY, OTHERS)	required	Type of credit card - RuPay, Visa, Mastercard, etc
	primary	enum(YES, NO)	required	Name of Profile holder to whom card is issued
	issuedDate	date	required	Issue date of credit card
	maskedCardNumber	string	required	The credit card number with some of the numbers masked
Summary	The value of the account, term of the deposits if relevant and any other data that summarizes the funds in the account.
Attributes	QName	Type	Use	Annotation
	currentDue	float	required	Current month outstanding balance on the credit card hold
	lastStatementDate	date	required	Date of last statement generated
	dueDate	date	required	Due date for the oustanding amount which need to pay
	previousDueAmount	float	required	Previous month outstanding balance
	totalDueAmount	float	required	Total outstanding balance due or need to pay.
	minDueAmount	float	required	Minimum balance which need to paid.
	creditLimit	float	required	Total Credit Limit of cardholder.
	cashLimit	float	required	Total Cash Limit of cardholder.
	availableCredit	float	required	Available Credit Limit in the account.
	loyaltyPoints	positiveInteger	required	Loyalty Point earned on the transaction conducted
	financeCharges	integer	required	Finance charges implied by company if applicable
	lastClosingRate	float	required	Closing Price or Rate on which security trade in the open market
	description	string	required	Description or details of security in which investment made.
Transactions	Details of all transactions that have been posted in an account.
Attributes	QName	Type	Use	Annotation
	startDate	date	required	Start date of investment since when it is applicable
	endDate	date	required	End date of investment when tenure get complete
Transaction	QName	Type	Use	Annotation
	txnId	string	required	Transaction ID recorded or captured for investment made
	txnType	enum(CREDIT, DEBIT)	required	Type of transaction whether debit or credit.
	txnDate	date	required	Transaction date time stamp for particular record when investment taken place
	amount	float	required	The transaction amount
	valueDate	date	required	Available balance or value as on date
	narration	string	required	Nararation is additional details in form of decription of remark associated with investment.
	statementDate	date	required	Transaction date time stamp for particular record when investment taken place.
	mcc	string	required	Merchant category code for the given transaction
	maskedCardNumber	string	required	The credit card number with some of the numbers masked.